Commercial Insurance Needed for Your Business
Keep operations running smoothly with business insurance coverage
Protect Your Assets
Your business is your livelihood. Insurance options for your business are an essential tool to safeguarding that livelihood. Whether you operate a small business or large company, you’ll need some of the same basic commercial policies. We offer a range of affordable commercial insurance coverages to keep you protected.
We’ve sorted out the most general coverage options Mt. Pleasant, MI and Cadillac, MI business owners need to stay protected. Learn more about each of our coverage options below:
Commercial Automotive Insurance
If you own and operate vehicles as part of your business, you’ll need a separate policy to cover automobile accidents, damage, and liability.
Insurance Bonds
Insurance policies can be specific to your business needs. We write bonds for notaries, contractors, estates, public officials, and more.
Builder’s Risk Insurance
General contractors put in time and money to complete each new project. Get coverage for property damage and theft of equipment from your work site with builder’s risk insurance.
Business Owners Policy (BOP)
Bundle your commercial property and general liability insurances into a business owners policy to save money on your insurance payments.
Crime Insurance
Many liability insurance policies exclude criminal acts such as fraud. Adding crime insurance to your existing policies ensures that your business is covered in the event of fraud, theft, and employee dishonesty.
Cyber Liability
A data breach of private company or customer information and the resulting fallout can bankrupt your business unless you have cyber liability insurance to help carry the financial burden.
Commercial General Liability
You can be held responsible if someone slips, falls or injures themselves at your place of business. Get insurance coverage for medical bills, legal fees, and more expenses from liability claims.
Inland Marine and Equipment Breakdown Coverage
Equipment can be essential to your business and expensive to replace. Inland marine insurance covers your equipment or merchandise in transport, and equipment breakdown offers possible reimbursement for repairs or replacement.
Pollution Insurance
Pollution insurance covers costs associated with pollution incidents like cleanup fees, legal fees, and investigation fees. These types of incidents are usually excluded from other liability policies.
Professional Errors and Omissions Insurance
Professional errors and omissions insurance protects professionals like doctors, accountants, fitness instructors, and more from claims of negligence, misrepresentation, or bad advice.
Commercial Property Insurance
Protect your business property and merchandise in case of fire, vandalism, theft, and other covered events that cause damage and loss.
Do you have a question about commercial insurance?
Our agents are ready to answer any of your questions.