Specialty Insurance Programs
Get the best coverage for your niche market business.
Unique Coverage Designed for Unique Industries
The insurance needs of a restaurant, an auto dealer, and a jewelry store are all different. There are some basic business and employee insurance coverages that will overlap in every industry. However, the best insurance protections will be catered to match the specific risks faced by your business and industry.
We have bundled specific coverages in popular, affordable packages to suit your business needs. We’ve crafted these policies specifically to fit the needs of business owners in and around Mt. Pleasant, MI and Cadillac, MI. Learn more about each of our coverage options below:

Commercial Trucking Insurance
If you are driving a semi-truck or tractor-trailer, you’ll need specific insurance to cover cargo damage and accident liability.

Charter School Insurance
Comprehensive insurance solutions tailored for Michigan charter schools. Protect your staff, students, and property with trusted coverage.

Oil and Gas Station Insurance
Specialized coverage for oil & gas operators, contractors, and distributors. Mitigate risk with industry-specific insurance and expert support.

Manufacturers Insurance
Manufacturers often require multiple insurance policies to cover equipment breakdown and liability risk of specialty machinery. Our manufacturer’s insurance bundles all your necessary coverage at an affordable rate.

Fuel & Propane Industry Insurance
Tailored coverage for gas stations, fuel haulers, terminals, and propane distributors. Protect your business with industry-specific insurance solutions.

Contractors Liability Insurance
Secure more contracts and customers by insuring your business. We offer industry-specific policies to best protect your construction business.

Commercial Insurance for Auto Dealers and Repair Shops
Protect your dealership or repair shop with specialized insurance bundles for your industry. These policies address the unique liability risks faced by your business.

Church Insurance
Church insurance policies are specifically tailored to meet the needs of religious organizations. This includes general liability, property insurance, and pastoral professional liability coverage.

Commercial Farm Insurance
Insurance for your farm and equipment so that you can continue your business even after unexpected events.

Liquor Liability
The majority of state laws can hold businesses liable for the actions of intoxicated individuals they served. Liquor liability is a necessary protection for restaurants, liquor stores, bartenders, breweries, and more.

Nonprofit Organization Insurance
Property damages and liability lawsuits could destroy your budget and take away the focus on your mission. Nonprofit insurance includes coverages like general liability, commercial property, directors and officers insurance, and more.
Do you have a question about commercial insurance?
Our agents are ready to answer any of your questions.